Asper Inc. Inspection
and Construction Services
Servicing West-Central Florida
727-657-1159
813-453-5053
State Contractors License #CRC1327995
InterNACHI ID #09081207
WIND MITIGATION INSPECTION
Why do I need a wind mitigation inspection?
A wind mitigation inspection is a close inspection of your home that may reduce your insurance premium by up to 45%. During these times, every dollar is important.The following building features can greatly reduce wind damage and offer deep discounts through your insurance company. Also, look up Florida Statute 626.0629 for literature on the Florida State Laws that guarantee home owners discounts for wind mitigation construction features.
1. Roof coverings:
Shingles that meet FBC requirements
2. Roof Decks:
Installed with large nails and proper spacing
3. Hurricane clips and straps:
Straps and clips attach the roof structure to the walls.
4. Protection of openings:
Impact resistant windows, shutters, and other protection systems.
5. Secondary water resistance:
Application of water resistance features directly to the plywood seams in case the roof coverings are blown off.
6. Roof Design:
Hip roofs divert strong winds the best. A larger credit is given for these designs.
7. Exterior and garage doors:
Reinforced exterior and garage doors.
All openings must have protection. If one opening is left without protection, the entire structure is only as strong as the weakest link. Due to the fact that most homes have at least enough hurricane protection credits to cover the cost of inspection, it is more than worth it for every homeowner with a home built before march 1, 2002 to have an inspection. You are only required to have the inspection once, but you will receive the discounts as long as you have insurance on that property with the same insurance company. If you are buying a home that has had a wind mitigation inspection more than 5 years ago you will be required to get a new inspection.
A wind mitigation inspection is a close inspection of your home that may reduce your insurance premium by up to 45%. During these times, every dollar is important.The following building features can greatly reduce wind damage and offer deep discounts through your insurance company. Also, look up Florida Statute 626.0629 for literature on the Florida State Laws that guarantee home owners discounts for wind mitigation construction features.
1. Roof coverings:
Shingles that meet FBC requirements
2. Roof Decks:
Installed with large nails and proper spacing
3. Hurricane clips and straps:
Straps and clips attach the roof structure to the walls.
4. Protection of openings:
Impact resistant windows, shutters, and other protection systems.
5. Secondary water resistance:
Application of water resistance features directly to the plywood seams in case the roof coverings are blown off.
6. Roof Design:
Hip roofs divert strong winds the best. A larger credit is given for these designs.
7. Exterior and garage doors:
Reinforced exterior and garage doors.
All openings must have protection. If one opening is left without protection, the entire structure is only as strong as the weakest link. Due to the fact that most homes have at least enough hurricane protection credits to cover the cost of inspection, it is more than worth it for every homeowner with a home built before march 1, 2002 to have an inspection. You are only required to have the inspection once, but you will receive the discounts as long as you have insurance on that property with the same insurance company. If you are buying a home that has had a wind mitigation inspection more than 5 years ago you will be required to get a new inspection.
This client saved $360 per year With their wind mitigation inspection
This client was able to save $1370 per year in St.Pete
This client in the Panhandle was able to save $280 per year
with only a roof installed in 2004
This client has almost every credit available, and was able to cut her insurance by over $2100
